We will find you the best mortgage company and loan program that best fits your needs. We only deal with Mortgage companies with proven track records that will do the best job for our clients. We have lenders and programs with 100% programs and also money down programs but you will choose what Mortgage company you would like to work for you.
We also have programs for clients with lower credit scores. We offer NO APPLICATION FEES so to find out if you are approved it is TOTALLY FREE.
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets, and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a “pre-qual” is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
David L. Morton | RE/MAX Metrolina | Phone: 704-909-0499 | Email Me
10130 Mallard Creek Road Suite 210 Charlotte, NC 28262